Ghana

Here’s what we need to verify your business in Ghana. Have these documents ready before you sign up and onboarding takes less than 15 minutes.

Checklist

• Business registration document (Registrar General’s Department)

• Shareholder register or company regulations, if shareholders aren’t listed on your registration document

• ID for your legal representatives and main shareholders

• Proof of business address

If your business operates in a regulated sector (for example financial services, money transfer, transport or healthcare), we’ll also need a copy of your licence or operating permit. Not sure if this applies to you? Just ask us.

1. Business registration document

Accepted documents by company type:

The document must be valid and issued by an official government authority. For business names, make sure the registration renewal hasn’t lapsed. It must clearly show:

• Your company’s registered name, and trading name if different

• Your company number (registration number and TIN)

• Your registered business address

• The full names of your directors

• A description of your business activity

2. Shareholder register or company regulations

Only needed if your Certificate of Incorporation doesn’t list your shareholders and their ownership percentage. The document must show the full name of each shareholder and the percentage each one holds.

NGOs and companies limited by guarantee always need to provide their regulations or constitution together with their Certificate of Incorporation.

3. ID documents

Legal representatives

We need a valid ID for anyone with the power to legally represent the company. This is usually a director, but it can also be anyone formally granted signing authority or power of attorney. You’ll find who qualifies in your registration documents or any board resolution.

Shareholders

We need an ID for each shareholder who owns 25% or more of the company. After reviewing your file, our compliance team may ask for IDs of additional shareholders.

Accepted IDs

• Passport

• Ghana Card (national ID)

• Driver’s license

• Voter ID (legal representatives only)

Every ID must be valid and not expired.

4. Proof of business address

The document must be less than 6 months old (lease agreements are accepted regardless of date).

• Utility bill: electricity (ECG) or water (GWCL)

• Bank statement

• Lease agreement or rent receipt

• Tax document from the Ghana Revenue Authority (GRA), such as a tax clearance certificate

• If none of these are available, a site visit by our team

Depending on your company type, the document can be in the name of: